Organizational guru Walsh (Enough Already!) coaches readers in dealing with psychological clutter tied to money and finances so they can live thrifty lives that are also liberating, pleasurable, and rewarding. In a book brimming with case studies, pop quizzes, letters from Walsh's fans testifying to the joys of living with less, and exercises probing what readers want from their financial lives, careers, and relationships, Walsh says we must discern our wants from our needs so that the overpurchasing of goods and services doesn't just consume our energy and bank accounts but also our happiness and our chances of achieving peaceful lives At the crux of this book are three audits designed to instigate life changes: a financial audit combined with assessments of the physical junk filling our homes and the emotional junk causing tension in our lives. Throughout, Walsh challenges readers to face not just the physical clutter overwhelming their homes but also the psychological underpinnings to their habits and attitudes, to confront family members, and to establish tough boundaries within the limits of their family's means. Although the advice is familiar, motivated readers will find plenty of helpful tips to jump-start their self-transformations.

-- Publishers Weekly

Investment adviser Farrell simplifies retirement savings. To make the process of preparing for the golden years less complicated—and less anxiety provoking—Farrell developed a series of simple formulas to help readers understand what they need to be saving based on age and household income, while taking as much of the irrational emotion out of the equation as possible. Swift calculations help readers understand how much they should be saving each year, how much to contribute to 401(k)s and IRAs, when to invest in real estate, how much education debt to carry, how to balance debt, how to calculate investment power and how to find a financial adviser for those situations that require a little extra help. Farrell keeps his readers on track—each decision boils down to what he calls the "Unifying Question:" "Will [x] help move me from being a laborer to being a capitalist?" By focusing on making readers' money work for them, and with the use of simple, clear numbers, Farrell does a wonderful job of taking the worry and stress out of number anxiety—no calculator necessary.

-- Publishers Weekly