Your Late-Life Divorce Companion | p. 1 |
1 How Did I Get Here? The Rhyme and Reason of Late-Life Divorce | p. 3 |
Why Is This Happening? | p. 4 |
Bitterness Is Not Your Friend | p. 14 |
2 Getting Guidance-The Professional Side | p. 17 |
The Role of Lawyers in Divorce | p. 18 |
Working With a Divorce Lawyer | p. 19 |
Unbundled Legal Services: The a la Carte Approach | p. 46 |
Working With Other Advisers | p. 50 |
3 Getting Guidance-The Personal Side | p. 53 |
What You May Hear From Your Spouse, and How to Respond | p. 54 |
Family and Friends | p. 59 |
Adult Children and Divorce | p. 62 |
Surrogate Decision Making: When a Divorcing Spouse Needs Extra Help | p. 69 |
Getting the Help You Need | p. 76 |
4 Your Divorce Options | p. 77 |
Alternatives to Divorce | p. 78 |
Litigation | p. 85 |
Arbitration | p. 94 |
Mediation and Collaborative Divorce | p. 95 |
5 Marital Property: Steps to a Fair Division | p. 109 |
Four Steps in Analyzing Marital Property | p. 110 |
Identify | p. 111 |
Characterize | p. 121 |
Value | p. 125 |
Divide | p. 128 |
Basic Financial Principles | p. 131 |
The Next Phase | p. 137 |
6 The Big-Ticket Items: Your Home, Your Retirement, and Your Family Business | p. 139 |
Your Home | p. 140 |
Demystifying Retirement Plans and QDROs | p. 150 |
Businesses and Professions | p. 165 |
7 More About Assets-And What They're Worth to You | p. 177 |
Liquid Assets | p. 178 |
Nonliquid Assets | p. 183 |
Employment Benefits: Beyond Retirement | p. 190 |
Personal Property | p. 196 |
A Major Accomplishment | p. 201 |
8 The Bad News: Debts and Taxes | p. 203 |
Identifying and Characterizing Debts | p. 204 |
Types of Debts and How to Divide Them | p. 206 |
Bankruptcy | p. 209 |
Don't Forget the Tax Consequences | p. 211 |
Taxes in the Year of Divorce | p. 214 |
How Taxes Affect Value | p. 215 |
9 The Health Care Puzzle | p. 223 |
Early Warning | p. 224 |
Croup and Individual Coverage | p. 226 |
Health Insurance Under the Affordable Care Act | p. 229 |
COBRA and Similar Military Coverage | p. 232 |
State Insurance Risk Pools | p. 236 |
Medicare | p. 237 |
Medicaid | p. 242 |
Long-Term Care | p. 245 |
Bridging the Gap | p. 246 |
10 Your Financial Survival | p. 247 |
Budgeting-The Four You've Gotta's | p. 248 |
Exploring Potential Income Streams | p. 253 |
Being Inventive in Your Financial Life | p. 272 |
11 Estate Planning and Divorce | p. 275 |
Before the Divorce: Beware the Traps | p. 277 |
During: Watchdogging the Status Quo | p. 286 |
After: Taking Care of Business | p. 290 |
12 The End Came: Finishing Up and Moving On | p. 293 |
The Marital Settlement Agreement | p. 294 |
Postdivorce Details | p. 298 |
Moving On | p. 300 |
You, Divorced | p. 303 |
13 Survival Stories | p. 305 |
Survival Stories | p. 306 |
Your Survival Story | p. 331 |
Appendixes |
A Inventory of Assets and Liabilities | p. 333 |
B Assessing Your Living Expenses | p. 347 |
Index | p. 351 |