When Sarah Haywood rescues a young girl in trouble, she expects nothing in return. But her instinctive act of bravery puts her in the debt of a powerful and dangerous man, and he has other ideas. He lives by his own brutal code, and all debts must be repaid - in the only way he knows how. He offers Sarah a way to solve an impossible situation with her intolerable boss. A once-in-a-lifetime deal that could turn her life around and make all her problems disappear. No consequences. No comeback. No chance of being found out. All it takes is a 29-second phone call ... Because everyone has a name to give. Don't they?