The financial recovery workbook : a step-by-step plan for regaining control of your money and your life during and after a personal financial crisis /

Enhanced descriptions from Syndetics:

Plan your path to financial freedom with guidance--and reassurance--in The Financial Recovery Workbook so you can stay calm and prioritize spending to get your finances back on track.

It can happen to anyone: no matter how well you've planned or saved, an emergency--job loss, a severe illness or accident, divorce, or weather disaster--can put a big hit on your finances. The steps you take to stay afloat can have a huge effect on how you and your finances recover from disaster.

The Financial Recovery Workbook provides a step-by-step guide to help you make a plan to get your financial life back on track. You'll learn which bills to prioritize, whether or not you use credit cards--and which cards are most beneficial--how to find quick cash to pay for necessities, whether or not you should dip into your retirement fund, and more! With expert financial advisor Michele Cagan as your guide, discover how to regain control of your finances and change your relationship with money for good.

Table of contents provided by Syndetics

• Introduction (p. 10)
• Chapter 1 Facing the Fears and Finding the Facts (p. 13)
• Chapter Worksheets
• Financial Fears Inventory (p. 28)
• Separate Feelings, Thoughts, Facts, and Actions (p. 30)
• Chapter 2 Beginning with Your Starting Point (p. 33)
• Chapter Worksheets
• Ongoing Crisis Costs (p. 48)
• Current Cash Flow (p. 50)
• Debt Table (p. 52)
• Know Your Net Worth (p. 54)
• Chapter 3 Creating a Plan to Move through the Crisis (p. 57)
• Chapter Worksheets
• Expense Priority (p. 75)
• Cash Resources (p. 78)
• Periodic Expenses Calendar (p. 80)
• Crisis Financial Goals (p. 82)
• Long-Term Debt Management (p. 84)
• Short-Term Crisis Budget (p. 86)
• Savings Management (p. 88)
• Chapter 4 Finding Ways to Bring in or Free up More Money (p. 91)
• Chapter Worksheets
• Skills Inventory (p. 116)
• Networking Contacts Inventory (p. 118)
• Hidden Cash Resources (p. 120)
• Items to Sell (p. 122)
• Retirement Withdrawal Plans (p. 124)
• Estimated Taxes (p. 128)
• How Much Should I Borrow? (p. 132)
• Resources for Aid Checklist (p. 134)
• Chapter 5 Reducing Money Going Out (p. 137)
• Chapter Worksheets
• Prioritize Monthly Bills (p. 178)
• Paying Monthly Bills Calendar (p. 180)
• Hidden Expenses Checklist (p. 181)
• Expenses to Cut (p. 182)
• Should You Consider Bankruptcy? (p. 183)
• Working with Creditors Log (p. 184)
• Credit Card Rewards Deals (p. 186)
• Chapter 6 Getting Back on Track and Fortifying Your Finances (p. 189)
• Chapter Worksheets
• Restoring Your Credit Score (p. 209)
• Recovery Budget (p. 212)
• Build Up Emergency Savings (p. 214)
• Retirement Savings Needs (p. 216)
• Money In, Money Out (p. 218)
• Accelerated Debt Repayment (p. 219)
• Debt Paydown Table (p. 220)
• New and Revised Goals (p. 224)
• Conclusion: Taking Stock and Moving Forward (p. 227)
• Resources (p. 231)
• Index (p. 234)

Author notes provided by Syndetics