Introduction: Reversal of Fortune xi
PART ONE Wrapping Your Mind Around Your Money
1 Bad Things Happen to Good People
3(4)
2 Lifestyles of the Broke and Homeless
7(3)
3 What Marshmallows Can Teach You About Money
10(3)
4 A Map Won't Help Without a Destination
13(6)
PART TWO Master Your Universe
5 Focus on Your Net Worth
19(4)
6 The Thrill of a Budget Beats the Agony of Poverty
23(4)
7 Pay Yourself First
27(3)
8 Build Savings Muscle
30(7)
PART THREE Freedom from Debt
9 Don't Abet Debt
37(4)
10 Debt Out!
41(4)
11 The Nuclear Debt Option
45(4)
12 Edit Your Credit
49(6)
PART FOUR The Home Dilemma
13 Investing in Your Home
55(4)
14 Home Economics: Should You Buy or Rent?
59(4)
15 Foreclosures and Short Sales
63(4)
16 Outliving Your Mortgage
67(8)
PART FIVE Rest Insured: Solving the Insurance Rubik's Cube
17 The Term of Your Life
75(6)
18 Cash Value Life Insurance
81(5)
19 Annuities: Don't Toss the Baby Out with the Bathwater
86(5)
20 Health Insurance
91(8)
PART SIX The Investment Industry: Friend and Foe
21 Goldman Sachs: Paragon or Pariah?
99(4)
22 The Fix Is (Still) In
103(4)
23 Wall Street's Casinos
107(4)
24 Advice About Advisers
111(8)
PART SEVEN Don't Fight the Markets
25 Don't Just Do Something---Stand There
119(3)
26 May the (Market) Force Be with You
122(3)
27 Why Index Funds Work for Investors
125(5)
28 The Risk-Return Tradeoff
130(7)
PART EIGHT Putting Your Money to Work
29 Assessing Your Risk Capacity
137(5)
30 Fighting the Worst Enemies of High Returns
142(4)
31 The Simple Logic of Asset Allocation
146(5)
32 A Simple Way to Implement Your Investing Plan
151(8)
PART NINE Real Retirement Planning
33 How Much Will You Need?
159(5)
34 Beating the 401(k) Rip-Off
164(6)
35 Making Your Money Outlive You
170(5)
36 Sources of Cash in Retirement
175(8)
PART TEN Life (and Death) Events
37 Kids Cost Money
183(5)
38 Giving Back
188(5)
39 In Sickness and in Wealth
193(6)
40 Estate Planning Basics
199(10)
PART ELEVEN Putting It All Together
41 Get a Budget
209(3)
42 Get Out of Debt
212(3)
43 Get a Home
215(3)
44 Get Insured
218(3)
45 Get Invested
221(3)
46 Bulletproof Your Plan
224(5)
PART TWELVE Sources, Support, and Supplemental Reading
47 How Can You Know?
229(28)
Glossary 257(12)
Appendix: Risk and Return Summaries 269(6)
Acknowledgments 275(2)
Publisher's Note 277(4)
Index 281